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Accelerate Growth

Centric is an all-in-one platform that powers Fully Intelligent Enterprises. One platform, one system, one place to build intelligent workflows with full control vs juggling multiple AI tools.
One Unified Intelligence Platform for Lending Decisions.

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The Challenge Facing Nigerian Payment Institutions.

If you run payments today, you’re dealing with more scrutiny, more tools, and more pressure than ever.

Scrutiny

Authorizations getting harder as fraud rises.

Opacity

More tools, less visibility.

Friction

Exceptions pile up and hurt CX.

Pressure

Regulators asking harder questions, more often.

The problem isn’t fraud, speed, or compliance.

It’s that payments still run as disconnected steps, not as an intelligent system.
Risk, operations, and compliance live in separate tools.That’s where delays, blind spots, and escalations begin.

Where Do You Need More Intelligence?

Payments don’t break in one place.They break across the lifecycle.
Discover how AI transforms every stage of your customer journey with targeted solutions for each lifecycle phase

Built for Real Payment Environments

Intelligence designed for high-volume, regulated payments systems where failure has real consequences.

Read the Payments Decision Intelligence Brief

What Changes When Payments Become an Intelligent Workflow?

_{When payments stop living across disconnected tools, teams spend less time reacting and more time staying in control.}

Decisions become proactive and explainable

Fraud and compliance are identified before they impact merchants or end users with traceable reasoning.

Operations become faster and reliable

Automated orchestration reduces manual intervention, errors, and fulfillment delays.

Growth becomes sustainable
and safe

High-volume payments scale without proportionally increasing risk or operational overhead.

Economic Outcomes That Powers Payments

Here's how unified intelligence improves what payments teams actually measure

Revenue

Increase throughput and conversion

Faster, safer payments mean fewer dropped transactions and higher customer trust.

Cost

Reduce operating
friction

Eliminate manual reviews, dispute overhead, and exception handling.

Risk

Reduce fraud and compliance exposure

Detect and block threats earlier with explainable analytics and audit-ready trails.

Capacity

Increase output per
team

Handle surging volumes and complex payment products without scaling headcount.

Every new workflow compounds these gains.

Powered by predictive, reasoning, and execution intelligence across your payments ecosystem.

7 Layers of Centric AI

Centric AI is built on seven interconnected layers, each designed to create a seamless flow of intelligence across data, systems, and human interaction. Together, these layers transform raw inputs into meaningful insights and impactful outcomes:

Layer 1 - Trust & Safety

The foundation of intelligence: without trust, there is no AI.

▪ Secure connectors, configurations, governance, and compliance.
▪ Provenance, explainability, and protection against bias and threats.

Layer 2 - Data Lab (Explore & Transform)

Turning raw data into ready data.

▪ Exploration, profiling, and feature engineering.
▪ Transformation pipelines guided by business intent.

Layer 3 - Model Studio

Where prediction is crafted.

▪ No-code model creation guided assistance.
▪ Experimentation, benchmarking, and iteration.
▪ Models as engines of business prediction and reasoning.

Layer 4 - Deployment Topology

Choosing the right production environment for real-world use.

▪ Cloud, hybrid, on-prem, or edge deployments.
▪ API-first, embedded, or workflow-integrated patterns.

Layer 5 - Flow Engine

Where work is reimagined through intelligence.

▪ Orchestrating models into end-to-end workflows.
▪ Driving business processes with dynamic AI flows.
▪ Compounding ROI by embedding intelligence in how work gets done.

Layer 6 - Decision Intelligence

From predictions to enterprise clarity.

▪ Dashboards, explainability, and KPI mapping.
▪ Turning model and workflow outputs into actionable decisions.
▪ Bridging technical performance with business strategy.

Layer 7 - AI Planner

Intelligence that designs intelligence.

▪ Suggests new models, workflows, and value streams.
▪ Detects gaps and evolving opportunities.
▪ Guides the enterprise toward self-optimizing intelligence.

See What Unified Intelligence Looks Like in Your Payments Operations

Walk through a real payment flow and see how Centric connects to your existing systems to reduce fraud risk, simplify compliance, and give your teams a clear view across operations.

Lisa Andy

lisa@centricai.io

Book a 30-minute workflow Call

Tope Arogunyo

tope@centricai.io