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Move Faster, Operate Smarter

Accelerate Growth

Centric is an all-in-one platform that powers Fully Intelligent Enterprises. One platform, one system, one place to build intelligent workflows with full control vs juggling multiple AI tools.
One Unified Intelligence Platform for Lending Decisions.

The Challenge Facing Nigerian Cooperatives

Cooperatives struggle to grow sustainably when key processes remain manual and disconnected.

Fragmented Member Records

Savings, contributions, and loan activity are stored in multiple places, making it hard to track performance.

Limited Insight Into Member Risk

Hard to identify risky members, inactive contributors, or those likely to default.

Manual, Paper-Driven Workflows

Contribution tracking, group approvals, and service requests depend on staff, slowing operations.
Ready to see how these intelligence capabilities work in practice?

The Economic Outcomes That Powers Your Bank

How unified intelligence improves revenue, lowers cost, reduces risk, and expands capacity without increasing exposure. Centric improves what banks actually measure:

Revenue

Increase money in

Approve more qualified customers, reduce drop-off, and improve yield without increasing risk.

Cost

Reduce money out

Eliminate manual reviews, rework, and operational waste across credit, risk, and compliance.

Risk

Reduce losses and exposure

Detect fraud, defaults, and errors earlier with consistent, explainable, audit-ready decisions.

Capacity

Increase output per resource

Handle more volume, complexity, and volatility without scaling headcount or cost.

Days

Not months to implement

Seamless

Integration with existing systems

Scalable

Grows with your business

Every new workflow compounds these gains.

Powered by predictive, reasoning, and execution intelligence across your banking workflows.

7  Layers of  Centric AI

Centric AI is built on seven interconnected layers, each designed to create a seamless flow of intelligence across data, systems, and human interaction. Together, these layers transform raw inputs into meaningful insights and impactful outcomes:

Layer 1 - Trust & Safety

The foundation of intelligence: without trust, there is no AI.

▪ Secure connectors, configurations, governance, and compliance.
▪ Provenance, explainability, and protection against bias and threats.

Layer 2 - Data Lab (Explore & Transform)

Turning raw data into ready data.

▪ Exploration, profiling, and feature engineering.
▪ Transformation pipelines guided by business intent.

Layer 3 - Model Studio

Where prediction is crafted.

▪ No-code model creation guided assistance.
▪ Experimentation, benchmarking, and iteration.
▪ Models as engines of business prediction and reasoning.

Layer 4 - Deployment Topology

Choosing the right production environment for real-world use.

▪ Cloud, hybrid, on-prem, or edge deployments.
▪ API-first, embedded, or workflow-integrated patterns.

Layer 5 - Flow Engine

Where work is reimagined through intelligence.

▪ Orchestrating models into end-to-end workflows.
▪ Driving business processes with dynamic AI flows.
▪ Compounding ROI by embedding intelligence in how work gets done.

Layer 6 - Decision Intelligence

From predictions to enterprise clarity.

▪ Dashboards, explainability, and KPI mapping.
▪ Turning model and workflow outputs into actionable decisions.
▪ Bridging technical performance with business strategy.

Layer 7 - AI Planner

Intelligence that designs intelligence.

▪ Suggests new models, workflows, and value streams.
▪ Detects gaps and evolving opportunities.
▪ Guides the enterprise toward self-optimizing intelligence.

Get a 30-minute workflow sketch

See what this looks like for your payments workflow

Lisa Andy

lisa@centricai.io

Tope Arogunyo

tope@centricai.io

Explore a sample intelligent payments flow

Empowering Nigerian financial institutions with AI
© 2025 Centric AI. All rights reserved.
Move faster. Operate smarter. Accelerate growth.