Value Stream:
‍Design

Construct intelligent, goal-aligned portfolios with precision, transparency, and performance-driven insight.

Overview

Designing the right portfolio is where strategy becomes value.Centric empowers portfolio and advisory teams to build tailored investment portfolios using AI-driven optimization, ESG alignment, and real-time scenario simulation, ensuring every recommendation fits each client’s goals, risk profile, and market context.

Key Statistics

Advisors spend 40–60% of their time manually rebalancing or simulating portfolios — Deloitte Wealth Operations Study 2024

AI-based portfolio construction improves diversification efficiency by 30–45% — McKinsey Digital Wealth Benchmark

ESG-integrated portfolios outperform traditional ones by 15–20% over five years — Accenture Sustainable Finance Report

Firms using simulation modeling see 2× faster proposal turnaround and stronger compliance traceability — PwC Investment Design Index

Current State / Pain Points
Triggers for Urgency
Future State with AI

Manual Portfolio Design

Merchant growth, risk, and transaction metrics live in disconnected dashboards.

Static Engagement Models

Static models fail to adjust to client or market changes.

Compliance Blind Spots

Lack of traceable logic behind allocations increases regulatory risk.

Data Fragmentation

Market data, ESG inputs, and client goals sit across disconnected systems.

Slow Proposal Generation

Building, testing, and reviewing portfolio mixes takes days instead of minutes.

Complex Portfolios require faster modeling for diverse, cross-border, or thematic strategies.

Rising ESG Demand from investors expecting responsible and values-aligned portfolios.

Competitive Pressure to deliver smarter, more adaptive recommendations.

PSPs and banks offering smarter, data-led pricing models.

Portfolio Construction Engine

AI assembles optimal mixes across asset classes based on risk-return objectives.

Asset Allocation Optimization

Algorithms like mean-variance or CVaR improve efficiency and reduce concentration risk.

ESG & Thematic Alignment

Filter investments by sustainability metrics and client preferences automatically.

Scenario Simulation & Backtesting

Test portfolio resilience through Monte Carlo simulations and historical replay.

Diversification & Goal Fit Scoring

Models evaluate exposure balance, goal alignment, and expected performance over time.