Value Stream:
Profile
Build trusted investor profiles through intelligent data capture, risk analysis, and financial goal mapping.
Overview
Centric streamlines investor onboarding and profiling by automating data capture, KYC validation, and risk assessment. The result: faster approvals, compliant onboarding, and hyper-personalized portfolio strategies aligned with client goals and regulatory standards.
Key Statistics
Wealth firms lose up to 30% of prospects due to long or manual onboarding processes — Capgemini Wealth Report 2024
80% of advisors say they lack a complete view of client risk appetite and goals — Deloitte Wealth Pulse Survey
AI-based profiling improves suitability and compliance accuracy by 40–60% — PwC Risk & Compliance Insight
Firms that automate risk profiling see 2× faster client activation — Accenture Client Onboarding Study
Manual Risk Assessment
Advisors rely on static questionnaires that don’t reflect real-time investor behavior.
Fragmented Data
Financial goals, KYC, and compliance data are stored in separate systems.
Slow Client Onboarding
Manual checks and approvals delay account activation and client engagement.
Regulatory Risk
Inconsistent data validation exposes firms to AML and suitability issues.
Limited Personalization
Advisors struggle to link financial health, goals, and investment horizons into actionable strategies.
Rising KYC and AML Pressure
Regulators demand traceable, explainable client assessments.
Competitive Differentiation
Investors expect tailored portfolios from day one.
Advisor Efficiency
High client loads demand automation without losing compliance accuracy.
Missed Cross-Sell Insight
Poor visibility into goals limits personalization and long-term value creation.
Investor Risk Profiling
AI models evaluate tolerance using behavioral, demographic, and market interaction data.
Goals & Time Horizon Capture
Automated logic clusters investors by objectives, milestones, and horizon preferences.
Financial Health Assessment
Combine income, assets, and liquidity data to recommend appropriate investment paths.
KYC & Compliance Intelligence
Embedded anomaly detection ensures fast, accurate onboarding while meeting regulatory standards.
Dynamic Risk Adjustment
Models evolve as markets shift or client life events occur — keeping profiles accurate and current.
