Kocon

Interactive

template

for startup

Move Faster, Operate Smarter

Accelerate Growth

Centric is an all-in-one platform that powers Fully Intelligent Enterprises. One platform, one system, one place to build intelligent workflows with full control vs juggling multiple AI tools.
One Unified Intelligence Platform for Lending Decisions.

Start a Conversation

The Challenge Facing Nigerian Banking Institutions

In an increasingly competitive and regulated market, traditional decision systems are limiting speed, consistency, and control.

Scrutiny

Approval and monitoring standards continue to tighten as fraud, misuse, and regulatory expectations increase.

Opacity

Data and decisions are distributed across multiple tools, limiting shared visibility across teams.

Friction

Manual reviews and exceptions accumulate, extending turnaround times and affecting customer experience.

Pressure

Regulators require clearer reasoning, stronger audit trails, and faster responses.

The problem isn’t fraud, loan defaults, risk or regulation.

Banks hold vast amounts of data, but critical decisions still rely on static rules applied across disconnected systems & teams.
As conditions change, consistency declines and manual interventions increase.

Where Do You Need More Intelligence?

Discover how AI transforms every stage of your customer journey with targeted solutions for each lifecycle phase

Ready to see how these intelligence capabilities work in practice?

What Banking Becomes an Intelligent Workflow

When banking become an intelligent workflow, three things change:

Decisions become consistent and explainable

Credit, risk, compliance, and operations act on the same logic.

Operations become explainable

Exceptions are handled earlier. Teams spend less time firefighting.

Growth stays controlled

Banks scale volume, products, and markets without increasing exposure.

Economic Outcomes That Power Banking

How unified intelligence improves what banking teams actually measure

Revenue

Increase money in

Approve more qualified customers, reduce drop-off, and improve yield without increasing risk.

Cost

Reduce money out

Eliminate manual reviews, rework, and operational waste across credit, risk, and compliance.

Risk

Reduce losses and exposure

Detect fraud, defaults, and errors earlier with consistent, explainable, audit-ready decisions.

Capacity

Increase output per team

Handle more volume, complexity, and volatility without scaling headcount or cost.

Every new workflow compounds these gains.

Powered by predictive, reasoning, and execution intelligence across your payments ecosystem.

7 Layers of Centric AI

Centric AI is built on seven interconnected layers, each designed to create a seamless flow of intelligence across data, systems, and human interaction. Together, these layers transform raw inputs into meaningful insights and impactful outcomes:

Layer 1 - Trust & Safety

The foundation of intelligence: without trust, there is no AI.

▪ Secure connectors, configurations, governance, and compliance.
▪ Provenance, explainability, and protection against bias and threats.

Layer 2 - Data Lab (Explore & Transform)

Turning raw data into ready data.

▪ Exploration, profiling, and feature engineering.
▪ Transformation pipelines guided by business intent.

Layer 3 - Model Studio

Where prediction is crafted.

▪ No-code model creation guided assistance.
▪ Experimentation, benchmarking, and iteration.
▪ Models as engines of business prediction and reasoning.

Layer 4 - Deployment Topology

Choosing the right production environment for real-world use.

▪ Cloud, hybrid, on-prem, or edge deployments.
▪ API-first, embedded, or workflow-integrated patterns.

Layer 5 - Flow Engine

Where work is reimagined through intelligence.

▪ Orchestrating models into end-to-end workflows.
▪ Driving business processes with dynamic AI flows.
▪ Compounding ROI by embedding intelligence in how work gets done.

Layer 6 - Decision Intelligence

From predictions to enterprise clarity.

▪ Dashboards, explainability, and KPI mapping.
▪ Turning model and workflow outputs into actionable decisions.
▪ Bridging technical performance with business strategy.

Layer 7 - AI Planner

Intelligence that designs intelligence.

▪ Suggests new models, workflows, and value streams.
▪ Detects gaps and evolving opportunities.
▪ Guides the enterprise toward self-optimizing intelligence.

See What Unified Intelligence
Looks Like in Your Bank

Walk through a real intelligent banking flow and and see how Centric connects to your existing systems to reduce and decision processes, visualizing how unified intelligence supports credit, risk, compliance, and operations using real banking scenarios.

Lisa Andy

lisa@centricai.io

Book a 30-minute workflow Call

Tope Arogunyo

tope@centricai.io